Chiropractor's Wife!

Chiropractor's Wife!
Have Curves In All The Right Places?

Tuesday, March 27, 2012

The Fifth Element

Love? No. Money! When one is told they will be legitimate players in the post graduate field of Chiropractic as licensed physicians one is eager to stop by financial aide and happily sign the promissory notes involved year after year with delight! Little did they know that those astronomical fees and expenses related to becoming said provider will prove fruitless. We made the mistake of feeling like we would be the exception. We would defy the nay sayers and prove them all wrong by growing a spectacular clinic in the peak of a deep recession and defy all the odds coming out on top. Boy were we wrong! It feels like we traded our last and best beef cow for a bag of magic beans. Magic beans that didn't do anything but grow a weak vine withering away never to bare fruit. Coaches and practice management gurus come from far and wide to offer us their crop saving methods for a price only to further mock and tarnish the hope that was Chiropractic.

Boo!!!!!

We reap the benefits of chiropractic care but that doesn't pay the bills. Raising the price on such an education is a scam. I know my husband's chosen profession is not the only one that feels this way but DAMN!!!!

Saturday, March 17, 2012

Broke Doctors Anonymous

There should be a safe place to be honest about being a licensed physician and broke. I've talked about bankruptcy before and we are JUST finally getting around to it. I turned in all of our paperwork and most of the fees yesterday. We also had the pleasure of paying my husbands mal practice insurance again. It felt like we just barely paid it!? Oh, wait, I already mentioned that in my last post! Forgive me!!!
I found myself digging into my dear husband yesterday with spite and full fledge PMS hissy fit about how he has never been able to provide for our family. It turns out to be a tad absurd considering I stayed home the entire year last year unemployed and carefree. Leave it to PMS to bring to pass hidden resentments about the path we have walked together.
I honestly feel like my husband can't catch a break. By no fault of his own, besides perhaps not being willing to just grab everyone who crosses his path off the street and force them into being his patient, he seems to not be in demand whatsoever. I wonder if what I am witnessing is a slow demise of his chosen profession and a dying desire to offer people a service nobody thinks they need. I sure hope me taking a great full time job doesn't mean we get to pay a house payment in student loan payments monthly ever ensuring we remain living in cramped dwellings henceforth.
Besides all that he just started teaching his Astronomy unit and loves it. I love seeing him excited about teaching and sharing his knowledge with young minds most usually unwilling to receive. In this case, doctor means teacher and teacher means broke!

Friday, March 2, 2012

Beware The Ides of March

We are finally getting around to filing bankruptcy. Man oh man is it an ordeal. We figured the second law suit slapping us meant that it was time. I have found great representation and they tell me we have an open and shut case. I am actually looking forward to it and NOT looking forward to it all at once. I have recently taken a full time job and completely moved on with my life beyond Chiropractic Clinic ownership. In fact, it is a funny ole fact that I have unresolved left low back pain for weeks and weeks and make for a rather crappy patient.
I don't know how many times I bug my husband to adjust me an then fail to keep my arranged time. I am the WORST patient. Who knew?
I know for a fact RN's and MD's make for terrible patients too. Funny ole world!

Another funny moment to share was the fact that my husband went to get adjusted at his old clinic where he associated last year and the doc there said 2 large unfriendly men were looking for my husband! SCARY! Can we say, busted knee caps anyone? Honestly, we do owe a ton of money from the old commercial real estate 5 yr lease we signed so I don't blame people for hunting him down but it is scary stuff!

Life is good. We just got to pay the premium again on mal-practice insurance. I am tired of paying that quite frankly. It's like a car payment or something quarterly.

I think about Navy Seals and such how you try out for that and you know going in only a pool of the best and brightest make it. In chiropractic, even if you are the best and brightest bookwise and skillwise like my husband was, you are not guareenteed to make any money. What's tradgic is you are under the assumption that although not everyone makes it that it is a viable career choice worth 30K a year for years and years! When I asked the attourney about trying to get student loans dropped he said he tried once and had a pretty good case but failed. Sigh. We live in Utah so it would be even harder to get the private loans dropped!